Friday, July 13, 2012

Do you have nomophobia?

As many of us rely on our phones for work, and as our only for of communication with our family when away from home, the tendency to suffer from nomophobia is ever climbing - is this something you suffer from?  Read on as the folks from Mashable share some interesting stats -

Fears and superstitions creep up each Friday the 13th, but there’s a new phobia developing worldwide that has caused anxiety and stress for many: mobile phone separation.
In fact, the fear of being without your mobile phone — also called nomophobia — affects a large portion of the population, according to new data highlighted by T-Mobile in the below infographic.
A recent survey commissioned by T-Mobile and conducted by Kelton Research found that 25% of respondents would rather leave the house without a credit card than a mobile phone and 29% would prefer to be without cash. Nearly half of Americans said they miss their phones within an hour of being without it.
SEE ALSO: Afraid of Losing Your Phone? You May Have Nomophobia Like Half the Population
Some are so addicted to smartphones that 11% would rather leave home without wearing pants, and 63% would climb through the trash to find a lost mobile device. About 25% said they would physically fight a thief to get their phone back.
However, men believe they can last longer without their mobile device than women, saying they can go two hours longer than females before they really start to miss it.
Do you have nomophobia? How long do you think you could go without a mobile device? Let us know in the comments.
Smartphone Infographic

To Check in, or not to check in - that is the question

"To Check in, Or not to Check in?"

As most of us head out on our summer vacations we highlight those trips by flashing pics across Facebook, and other social sites like Twitter & tumblr - but the question we have to ask our self  "is this a good idea?"  We all love to show off our "toe's in the sand," or a cute family pic with the ocean in the background, but are we opening our self's up to much by doing so?  Are we alerting criminals of where we are, and when we are NOT home?  Are we asking for someone to rob us??  As cool as it is to check in, or to up-load a pic the instant it is taken - remember EVERYONE is watching - Check out this article from Mashable as they continue to talk about the changing trends of travelers -

0s smartphone adoption rises, savvy mobile users are increasingly using their mobile phones to document their travels while they’re on the road.
Only a decade ago, a family trip wasn’t complete without a camera and video recorder, and if you were an ├╝ber nerd, you might have even brought a laptop. Oh, and you couldn’t forget the extra SD cards and perhaps a card reader, just in case you decided to take a few thousands photos and ran low on storage. And, shucks, individual chargers for each device were a must. Honey, we’re gonna need a bigger bag!
In 2012, though, travelers are increasingly choosing to cut the cutter while they’re on-the-go by simply bringing their smartphones to snap and share photos. They’re doing double-duty by documenting check-ins on apps likeFoursquare and Facebook.
New York-based social travel startup Tripl is in on the trend and put together an infographic showcasing how users are accessing mobile while traveling. The company illustrated data gathered within the first week following its launch last week. Tripl is an application that delivers daily stories of your friends’ travels through the geo-tagged content they share on Facebook and Foursquare.

Why life Insurance???

Why do I need Life Insurance? How can it protect ME and my FAMILY? 

One of the questions we are most frequently asked is "why do I need life insurance, and how can it benefit me and my family should the unexpected happen?"

In today's society most families have built a life style off of two incomes (husband & wife) - From the mortgage payment, to car loans, credit cards, and vacations - most of what we do in life not only takes our pay check but also that of our spouse.

Those are the monetary things, that can come and go - BUT, let us also not forget what is most important our family, and making sure they are taken care of should we no longer be around -

We are often told "why would I want to make my wife rich by passing away" or "I have coverage through work, they will be OK." , or "we just can't afford it right now"-

What most people fail to realize is that most if not all families ARE NOT OK when something happens.  Most have zero or very little life insurance, and the policies most have through work are hardily enough to even cover the funeral cost - Think about this - Say the average cost of a funeral is around $7,000 - $10,000 - does your family have that amount of cash just lying around?  If you had to take that out of  your savings, would you still have enough to make your next house payment? Could you afford food?  If you have small children and pass away which of your other family members is going to go into debt to help raise them? There is clothing, food, shoes, school supplies, college and the list goes on and on - If you live pay check to pay check and struggle to make payments on your house, cars, credit cards etc. on two incomes how is your spouse who you leave behind going to afford it on one income?  Do you really want to leave your spouse in a financial hole for the rest of their life?

I could go through example, after example of why life insurance is important for you and your family, but today I want to not just tell you about life insurance but also show you how life insurance can benefit your family - below is a message from Tara Newby - a women who lost her husband in a tragic accident - Tara and her husband made a decision together that they needed and wanted life insurance to protect them and their family - Tara talks about the benefits of having it, and how her life is different because of it - No amount of life insurance can bring our loved ones back, but what it can do is help to ease the burden during one of the most difficult times in our lives - Take a moment to listen to her story -  After hearing her story if you would like more information feel free to visit our web-page or give us a call -

- Thoughts on Life Insurance, from Farmers Insurance agent Joel McKinnon

Tuesday, July 10, 2012

iFarmers App


Farmers iClaimWith Farmers iClaim, you can:
The Farmers iClaim application has something for everybody, whether or not you're a current Farmers customer.
With Farmers iClaim, you're never far from your agent information. You can find a local agent in your area or store your agent's contact information for fast, convenient access.
Get connected to HelpPoint® Claim Services with a simple shake of your phone and instantly report your claim electronically. A HelpPoint® Claim Services claims professional will contact you to complete the process.
Collect and store accident photos, driver information and vehicle information, and then e-mail them to your agent or a claims representative.
Homeowners can photograph property damage, and then e-mail the photos to their agent or claim representative. There's even a home inventory function that allows you to document your home and valuables.
If you need to file a claim with Farmers, the Farmers iClaim application has important contact information, and it keeps you connected with status updates.
Stay up-to-date on the latest information for your area. Subscribe to weather alerts and major catastrophe information (including pandemic alerts) Alerts are based on the ZIP code you enter and made available in real time.
With Farmers iClaim, you can also find Farmers preferred vendors and services, including auto repair facilities, and car rental services.

Also available for the Blackberry Platform, click here for more info